0492-4293335 info@ugsgroup.in
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Our Financial Services

Gold Loans

Get instant financial assistance against your gold with competitive rates, accurate valuation, and minimal documentation.

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Savings & Deposits

Explore our flexible savings schemes and deposit plans, designed to ensure your financial stability and wealth creation.

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Microfinance & Credit Support

Access affordable credit solutions tailored to empower small businesses, entrepreneurs, and underserved communities.

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Community & Cooperative Initiatives

Participate in our programs that promote sustainable development, rural upliftment, and economic inclusion.

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Insurance

Protect your tomorrow with comprehensive life, health, and motor insurance solutions featuring transparent terms, quick claims, and personalized guidance.

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Realtors

Your trusted real estate partner for hassle-free buying, selling, renting, and end-to-end management of residential and commercial properties.

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Event Management

Delivering unforgettable weddings, corporate gatherings, and entertainment experiences with complete planning, creative design, and flawless execution.

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Our Financial Services

Gold Loans

Gold Loans

Get instant financial assistance against your gold with competitive rates, accurate valuation, and minimal documentation.

Read More
Savings & Deposits

Savings & Deposits

Explore our flexible savings schemes and deposit plans, designed to ensure your financial stability and wealth creation.

Read More
Microfinance & Credit Support

Microfinance & Credit Support

Access affordable credit solutions tailored to empower small businesses, entrepreneurs, and underserved communities.

Read More
Community & Cooperative Initiatives

Community & Cooperative Initiatives

Participate in our programs that promote sustainable development, rural upliftment, and economic inclusion.

Insurance

Insurance

Protect your tomorrow with comprehensive life, health, and motor insurance solutions featuring transparent terms, quick claims, and personalized guidance.

Realtors

Realtors

Your trusted real estate partner for hassle-free buying, selling, renting, and end-to-end management of residential and commercial properties.

Event Management

Event Management

Delivering unforgettable weddings, corporate gatherings, and entertainment experiences with complete planning, creative design, and flawless execution.

Client-Centric Approach

ISO Certified

Dedicated Team

Why People Choose Us!

We are rapidly bringing our reliable financial services closer to you, expanding our presence across Kerala, Tamil Nadu, Karnataka, and Andhra Pradesh through new branches, enhanced digital solutions, and superior customer care.

  • Quick & hassle free processing
  • Transparent policies
  • Competitive rates
  • Secure and trusted operations
  • Customer centric support
  • Strong community focus
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100000

Customers

37

Branches

15

Awards Achieved

Awards and Recognition

Ajith Palat Wins Excellence Award

UGS Group Managing Director received prestigious Business Excellence Award from the Honorable Home Minister.

New Gold Loan Branch Inaugurated

Ajith Palat inaugurates UGS Gold Loan’s new North Paravur branch, expanding the company’s presence in Kerala.

UGS Gold Loan Targets ₹1,200 Crore

The company expands across Kerala, strengthening its network while introducing new services for customers.

Toofan Warrior Recognition 2026

Honorable Home Minister Ramesh Chennithala presents official Toofan Warrior badge to UGS MD Ajith Palat.

Mundathicode Relief Contribution 2026

Urban Gramin Society contributed ₹10 lakh to Chief Minister’s Distress Relief Fund for Mundathicode victims.

Abdul Kalam Foundation Award 2023

'Entrepreneur for Rural Banking' Award presented to UGS MD, Mr. Ajith Palat, by Abdul Kalam Foundation.

Wayanad Relief Contribution 2024

Urban Gramin Society contributes to Chief Minister's relief fund for Wayanad 2024.

Business Icon Award 2022

Business Icon Award by Polima, from Hon'ble Minister for Electricity, Kerala, Shri.K.Krishnankutty.

Dhanam BFSI Summit 2024

UGS MD Mr. Ajith Palat marked his presence at Dhanam BFSI Summit 2024 @ Le Meridian Cochin

Emerging Bharat Recognition 2023

Emerging Bharath and growing Kerala Business conclave Award from Hon'ble Finance Minister of India, Shri.Nirmala Sitharaman.

What Our Customers Say!

UGS Gold Loan made my financial emergency so much easier to handle. Their quick processing and friendly staff were a blessing during a stressful time. I'm grateful for their support!

Priya

Small Business Owner
I've been a customer of Urban Gramin Nidhi for years now. Their savings schemes have helped me secure my family's future. The interest rates are competitive, and the service is always top-notch!

Rajesh

Teacher
The microcredit program from New Urban Gramin Council has been a game-changer for my small farm. It provided the boost I needed to expand my operations. Thank you for believing in rural entrepreneurs!

Lakshmi Nair

Farmer
Urban Gramin Society's commitment to social development is truly commendable. Their financial literacy programs have empowered many in our community. It's more than just business - they're making a real difference!

Abdul Rahman

Community Leader

Our Office

UGS Group of Companys

Casamia Building

Near Bus Stand

Mannarkkad, Kerala - 678582

0492-4293335

info@ugsgroup.in

Group Companies

Urban Gramin Society Gold Loan Urban Gramin Nidhi Limited New Urban Gramin Council Urban Gramin Society UGS group of Hotels and Restaurants Pyramid Agro Multi State Co-operative Society Ltd

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